How To Get A Loan In The US
You may apply for a loan on or offline. Places to apply for loans include:
Types of loans include:
home (“mortage”) loans
personal loans (for miscellaneous personal expenses)
business loans (to build or expand your business)
When applying for a loan, a bank will examine your:
amount of outstanding debt
credit references from creditors
length of employment
Research the interest rate of loans available for your needs. If the rate is excessive (over 12%) you should consider applying for or using a credit card instead.
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