Job For Loan analyst At Credit International Limited. Apply Now

Job For Loan analyst At Credit International Limited. Apply Now
We are recruiting for Credit Officer/Analyst. This position is for entry level officers. The Credit Analyst/Officer shall be responsible to effectively develop, manage and maintain micro loans and savings portfolio.
She is also responsible in the close monitoring of repayment behaviours of client to ensure quality, while keeping client’s savings portfolio active.
Essential Duties and Responsibilities:
Partner with Team Lead in developing weekly/monthly plans with regards to client mobilization and individual performance goals.
Maintain a good knowledge of assigned market geographical area and understand clients need with competing products.
Research and develop business opportunities and assist marketing department with market research and impact studies upon request.
Market all Products and Services to potential clients by using the promotional tools as approved by management.
Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
Reduce liquidity risk by aggressively reducing defaults in repayment.
Ensure each loan disbursed are in compliance with company lending procedures, policies and methodology.
Prepare and present report as assigned by Management.
Compile credit files with required documentation.
Qualifications and Experience
Bachelor’s Degree/HND with a minimum of 2nd Class Lower (2.2) or Credit in any related discipline.
Minimum of 1-year post-NYSC experience in credit or a client facing sales role with a financial institution.
Strong customer orientation.
Basic mathematical and analytical skills required.
Critical Competencies:
Analytical – Synthesizes complex or diverse information; Uses intuition and experience to complement data.
Problem Solving – Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem-solving situations; Uses reason even when dealing with emotional topics.
Technical Skills – Strive to continuously build knowledge and skills; Shares expertise with others.
Interpersonal Skills – Focuses on solving the conflict, not blaming; Maintains confidentiality; Remains open to others’ ideas and tries new things.
Teamwork – Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interest; Able to build morale and group commitments to goals and objectives; Supports everyone’s efforts to succeed.
Motivation – Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Task calculated risks to accomplish goals.
Planning/ Organizing – Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Set goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans.
Quality – Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.

Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness

  • Minimum Qualification: HND
  • Experience Level: Entry level
  • Experience Length: 1 year
View Comments (1)

1 Comment

  1. Justice

    December 16, 2018 at 12:34 pm

    I am really instetested queens,

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